LIBOR 1 Month
0.17525% Prime Rate
3.25% 5 Year
Treasury: 0.463% ▲Spread: 0.077%Swap: 0.540% ▼ 7 Year
Treasury: 0.701% ▲Spread: 0.019%Swap: 0.720% ▲ 10 Year
Treasury: 0.893% ▲Spread: 0.037%Swap: 0.930% ▲
Ladder Capital Finance LLC
CA Employee and Applicant Privacy Notice
This Notice was last updated on January 1, 2020.
This Privacy Notice (the “Notice”) applies to Ladder Capital Finance LLC’s (the “Company”) collection and processing of personal information of the Company’s job applicants, employees, directors, officers, and contractors who are residents of California (“you”). This Notice describes our practices regarding the categories of personal information we collect, our use of such information, and our obligations with respect to that information. We may update this Notice from time to time in the event of changes in these personal information practices.
Types of Personal Information We Collect
The Company may collect the following categories of personal information about you, directly or indirectly through its service providers:
(A) Identifiers such as a real name, alias, postal address, unique identification numbers (including employee ID), online identifier, internet protocol address, email address, account name, social security number, driver’s license or state identification card number, passport number, and other similar identifiers;
(B) Personal information described in Cal. Civ. Code Section 1798.80(e) (the California Customer Records statute), which includes any information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, the identifiers listed in (A) above, as well as an individual’s physical characteristics or description telephone number, insurance policy number, education, employment, employment history, credit history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information;
(C) Characteristics of protected classifications under California or federal law, such as race, color, sex, sexual orientation, age (40 and older), national origin, religion, marital status, medical conditions, disability status, genetic information, military or veteran status, political affiliation and citizenship status;
(D) Biometric information, such as fingerprints for employees of the Company’s broker-dealer affiliate;
(E) Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interactions with internet websites, applications, or advertisements;
(F) Geolocation data;
(G) Audio, electronic, visual, or similar information, such as photographs and information captured on security systems, including CCTV;
(H) Professional or employment-related information. This may include:
(J) Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (20 U.S.C. Sec. 1232g; 34 C.F.R. Part 99), such as institutions attended and performance; and
(K) Inferences drawn from any of the information identified above to create a profile about a person reflecting the person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
How We Use Your Personal Information
We may use your information to fulfill the usual human resources functions and obligations, including but not limited to:
We may also use personal information to facilitate administrative functions and information technology operations, including but not limited to:
We may use personal information to comply with legal requirements, and to exercise our legal rights, including but not limited to:
To the extent we anticipate using your information for purposes other than those set forth above, we will communicate that to you as required by law.
How We Share Your Personal Information
Your personal information may be disclosed to the following categories of recipients:
You may contact Human Resources at 212-715-3154 with any questions regarding this Notice, or to update your information.
1 As defined the Company’s Employment Manual and the Ladder Capital Asset Management LLC Compliance Manual.